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That's the installer/cable company's problem. Because if their insurance doesn't pay, they still have to. He'd be crazy to claim it, too. Pay cash, apologize, hang your head a bit if it makes you feel better, and walk. I always thought that was kind of fucked up about insurance. Like I’m paying you money just in case something happens. But then I get penalized by you when something happens and I need to use the service I pay for? Maybe I’m oversimplifying it a tad. She's 100% math. She'll tell you that the math adds up for risk/etc and I believe her. Still... settling with cash can be way cheaper in the long run.
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